FosterDenovo What won't happen? Do you have financial decisions to make? A financial planner's primary objective is not to sell a product, specific funds or "hot' investments. We're here to help you achieve a lifestyle; products are simply a vehicle to realise your goals and an appropriate investment recommendation will come a little further down the line, after we've established a lot about you. In fact, in the first meeting it's likely we won't make any kind of recommendation at all. It's a getting to know you exercise; establishing some facts, your feelings and aspirations. Based locally in Orpington, I am a financial adviser at Foster Denovo; a multi-award winning national firm of financial advisers which provides financial advice to individuals and families. Find out more at www.fosterdenovo.com. Savings & investment advice You are the focus Pension transfers The point is to find out exactly what's important to you: and defined benefit Efficient tax planning to help identify your objectives, in the short, medium and long-term; establish why your financial security is so important; understand and address your hopes and fears; and 3. pensions Inheritance Lifetime together, agree an action plan to help fulfil your objectives. planning & preserving your wealth How I finanical can help The ultimate value of advice planning Giving someone the confidence that they can afford to change their life without it affecting their family's short, medium or long-term financial future. Helping someone in their 50s understand that they may be able to afford to retire early and live the life they want, without the fear of running out of capital in the future. Protection Planning for planning retirement Demonstrating that you may be able to afford to help your children or grandchildren financially without causing yourself hardship in the future. Advice when you retire Contact me for a no obligation initial meeting at no cost to you: call 07769 156 250; email Adam.Rideout@fosterdenovo.com; visit www.fosterdenovo.com/adamrideout; or read my blog at www.themoneyadvantage.co.uk. As a financial planner, every solution I recommend is crafted for each individual and I believe completely in the benefits that true bespoke financial planning can bring. Accessing pension benefits early may impact on levels of retirement income and your entitlement to certain means tested benefits and is not suitable for everyone. You should seek advice to understand your options at retirement. The value of your investment can go down as well as up and you may not get back the full amount invested. The Financial Conduct Authority does not regulate taxation and trust advice. Foster Denovo Limited is authorised and regulated by the Financial Conduct Authority. Registered office: Ruxiey House, 2 Hamm Moor Lane, Addlestone, Surrey, KT15 2SA. Telephone: 01932 870 720 | Email: info@fosterdenovo.com | Website: www.fosterdenovo.com ARMA 1119 FosterDenovo What won't happen? Do you have financial decisions to make? A financial planner's primary objective is not to sell a product, specific funds or "hot' investments. We're here to help you achieve a lifestyle; products are simply a vehicle to realise your goals and an appropriate investment recommendation will come a little further down the line, after we've established a lot about you. In fact, in the first meeting it's likely we won't make any kind of recommendation at all. It's a getting to know you exercise; establishing some facts, your feelings and aspirations. Based locally in Orpington, I am a financial adviser at Foster Denovo; a multi-award winning national firm of financial advisers which provides financial advice to individuals and families. Find out more at www.fosterdenovo.com. Savings & investment advice You are the focus Pension transfers The point is to find out exactly what's important to you: and defined benefit Efficient tax planning to help identify your objectives, in the short, medium and long-term; establish why your financial security is so important; understand and address your hopes and fears; and 3. pensions Inheritance Lifetime together, agree an action plan to help fulfil your objectives. planning & preserving your wealth How I finanical can help The ultimate value of advice planning Giving someone the confidence that they can afford to change their life without it affecting their family's short, medium or long-term financial future. Helping someone in their 50s understand that they may be able to afford to retire early and live the life they want, without the fear of running out of capital in the future. Protection Planning for planning retirement Demonstrating that you may be able to afford to help your children or grandchildren financially without causing yourself hardship in the future. Advice when you retire Contact me for a no obligation initial meeting at no cost to you: call 07769 156 250; email Adam.Rideout@fosterdenovo.com; visit www.fosterdenovo.com/adamrideout; or read my blog at www.themoneyadvantage.co.uk. As a financial planner, every solution I recommend is crafted for each individual and I believe completely in the benefits that true bespoke financial planning can bring. Accessing pension benefits early may impact on levels of retirement income and your entitlement to certain means tested benefits and is not suitable for everyone. You should seek advice to understand your options at retirement. The value of your investment can go down as well as up and you may not get back the full amount invested. The Financial Conduct Authority does not regulate taxation and trust advice. Foster Denovo Limited is authorised and regulated by the Financial Conduct Authority. Registered office: Ruxiey House, 2 Hamm Moor Lane, Addlestone, Surrey, KT15 2SA. Telephone: 01932 870 720 | Email: info@fosterdenovo.com | Website: www.fosterdenovo.com ARMA 1119